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Business Owners

As a business owner or executive, you have unique financial needs.

You need a financial advisor with the experience and qualifications to provide sound advice.

You are confronted with many issues, which often include:

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Managing your
portfolio

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Cash flow

(for both your business and
personal needs)

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Tax strategy

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Partnership
issues

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Insurance issues

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Establishing
a retirement plan

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Exit strategies

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Retirement planning

....and many more.

But the real issue is often a lack of time. Time spent on dealing with complex financial issues (which are often not within your core expertise) is time not spent on growing your business or professional practice. Let us relieve that burden from you; this is our area of expertise.

Retirement Plan Sponsors

Retirement plan sponsors have an enormous responsibility when providing a 401(k) plan to employees. The current litigious environment makes this responsibility even more daunting.

When you retain us as your financial advisor in a participant directed plan, you get the benefits of our membership in Buckingham Strategic Partners. As of June 30, 2022, Buckingham had $3.16 billion of discretionary regulatory assets under management and $13.87 billion of non-discretionary regulatory assets under management.

Buckingham provides administrative, back-office and retirement plan services to $17.74billion of assets managed or advised by the independent firms that hire Buckingham for its services. In the aggregate, the total number of assets under management or administration was $34.77 billion.

Buckingham acts as an ERISA §3(38) advisor the Plans that retain our services.  As such, it takes discretion, authority and control of your plan assets.  Buckingham assumes legal responsibility (and liability) for all decisions concerning the selection, monitoring and replacing of investments in your Plan.

As the plan sponsor, you remain responsible for prudently selecting a 3(38) ERISA investment manager and are required to monitor and benchmark this manager.

We act as 3(21) advisors to your Plan.  We acknowledge our fiduciary status in writing.  We monitor Buckingham (or any other Investment Manager) to ensure all responsibilities are being met.  We monitor the performance of other vendors to the Plan.

We review and discuss investment reports and provide ongoing customized support to your employees as well as to your retirement plan committee to help you address your ongoing responsibilities as a plan sponsor.

Our goal is to partner with you to provide your participants with personalized advice and professionally designed portfolios, while safeguarding your own interests.

Through our affiliation with Buckingham, our work with plan sponsors offers these benefits:

Comprehensive fee and investment analysis on your current plan.
Alternative solutions based on open architecture.
Smoothly managed portfolio changes.
Participant-focused services.
Investment Policy Statement (IPS) and Investment Committee backing.
Innovative Employee Financial Wellness Program.
Reduced liability for plan sponsors.
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Learn more from our blog!

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Comprehensive
Life Care Plan

Develop a comprehensive life care plan that is built on a solid financial foundation and allows you to look toward the future with confidence.

Comprehensive
Life Care Plan

Develop a comprehensive life care plan that is built on a solid financial foundation and allows you to look toward the future with confidence.

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Comprehensive
Life Care Plan

Develop a comprehensive life care plan that is built on a solid financial foundation and allows you to look toward the future with confidence.

Building a Comprehensive Special Needs Life Care Plan

When you have a loved one with special needs, ensuring their well-being and quality of life is a top priority. A comprehensive special needs life care plan is crucial in providing long-term care and support for individuals with disabilities.

The Unique Financial Needs of Dental Practice Owners

Owning a dental practice isn’t just a profession; it's also a business. While the primary focus for dentists is providing excellent dental care to their patients, dental practice owners must also navigate the complex world of finances to ensure the sustainability and success of their practices.

Retirement Planning for Dental Practice Owners: The Importance of Starting Early

Managing these expenses while maintaining profitability can be challenging.Irregular Income: Dental practice income depends on patient flow, insurance reimbursements, and seasonal fluctuations.

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If opportunity doesn’t
knock, build a door.

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Let's start planning together, call 760 854 4003