Individuals and Families
Individuals and families have a number of financial issues.
Here are some of the most common ones, which we dissect as part of our financial planning process:
Cash
flow planning
Insurance
requirements
(life and disability, homeowners, automobile, umbrella policy)
Having an
emergency fund
Paying off debt,
including student
loans
Funding for
education of children
and grandchildren
Tax, Estate and
Legacy planning
Charitable
giving
Optimizing Social
Security claiming
strategy
Retirement
planning
Post-retirement
and wealth transfer
planning
Pre and post-nuptial
agreements
Buy-sell agreements
with partners in a
business or profession
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Many of the individuals and families who retain us share one trait
They are anxious about their financial future
Learn more from our blog!
Trusts and Special Needs Planning: Provide for Loved Ones Without Jeopardizing Benefits
Caring for a loved one with special needs requires careful financial planning. Many government assistance programs have strict income and asset limits, meaning that leaving money directly to a loved one can disqualify them from essential benefits.
A Smart Retirement Strategy: Coordinate Social Security and Pension Benefits
Retirement planning involves saving and strategic coordination of income sources. Social Security and pensions are two significant streams of retirement income. Understanding their interaction can maximize financial security.
Financial discussions with your parents: A crucial step toward securing their financial well-being
Discussing finances with your parents can be challenging, but ensuring their financial security and preparing for future responsibilities is critical.
If opportunity doesn’t
knock, build a door.
